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FRM真题在FRM考试中真的很重要吗?

备考FRM的冲刺阶段,重要的事情是什么?考生提到zui多的就是FRM真题了。那么,FRM真题在考试中真的很重要吗?有没有相关的例题解析呢?下文是答案介绍,随融跃小编一起了解一下!

FRM真题是历年来FRM的试题总结,对备考中的考生来说是很重要的,尤其是在备考的后期,考生一定要做大量的习题,这样对于顺利通过考试是很有帮助的。》》》2021年新版FRM一二级内部资料免 费领取!【精华版】

The capital conservation buffer(CCB):

A) Is intended to protect banks from the countercyclical nature of bank earnings.

B) Can be set between 0.0% and 2.5% of risk-weighted assets, and is at the discretion of the regulators in individual countries.

C) Causes the Tier 1 equity capital ratio requirement to increase to 7% of risk-weighted assets in normal economic periods. 》》》点我咨询21年FRM备考技巧  

D) Requires that total capital to risk-weighted assets must be 10.5% at all times.

答案:C

解析:The capital conservation buffer is meant to protect banks in times of financial distress. Banks are required to build up a buffer of Tier 1 equity capital equal to 2.5% of risk-weighted assets in normal times, which will then be used to cover losses in stress periods. This means that in normal times, a bank should have a minimum 7% Tier 1 equity capital to risk-weighted assets ratio, an 8.5% total Tier 1 capital to risk-weighted assets ratio, and a 10.5% Tier 1 plus Tier 2 capital to risk-weighted assets ratio.【资料下载】FRM一级思维导图PDF版

The capital conservation buffer is a requirement and is not left to the discretion of individual country regulators. It is not a requirement at all times but is built up to that level in normal economic periods and declines in stress periods.

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