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A characteristic of Big Data is that:
A.one of its traditional sources is business processes.
B.it involves formats with diverse types of structures.
C.real-time communication of it is uncommon due to vast content.
【答案】B
【解析】大数据是从许多不同的来源收集的,并且具有各种格式,包括结构化数据(例如, SQL表或CSV文件),半结构化数据(例如,HTML代码)和非结构化数据(例如,视频消息)。
Which of the following statements on fintech’s use of data as part of risk analysisis correct?
A.Stress testing requires precise inputs and excludes qualitative data.
B.Machine learning ensures that traditional and alternative data are fully segregated.
C.For real-time risk monitoring, data may be aggregated for reporting and used as model inputs.
【答案】C
【解析】人们越来越关注实时风险监控。为此,相关数据必须由公司提取,映射到已知风险,并进行识别。数据可以汇总用于报告目的或用作风险模型的inputs。