Add-on rates(附加利率)是什么?在CFA考试中是比较难的知识点,今天融跃小编给你说说哦!

附加利息是指确定贷款利息总额的计算方法。一旦利息加到本金上,金额就除以贷款期间的月数来确定每月的贷款还款额。那如何计算附加利率呢?计算公式又是什么呢?
附加利率的计算:


附加利率一般用在存款证和回购协议中。
附加利率算现值的公式为:


小编给你出道考题,看看你能将这道考题做对吗?、

Which of the following is most likely regarding the bond equivalent
yield?
A. It is stated on a 360-day year and on an add-on yield basis.
B. It is stated on a 365-day year and on an add-on yield basis.
C. It is stated on a 365-day year and on a discount rate basis.
Answer: B is correctThe bond equivalent yield is a money market yield stated on a 365-day year on an add-on rate basis.