融跃教育

来自:FRM > 一级 > 电脑版 > Unit 9.金融机构 2021-07-21 16:05
Liability insurance is subject to long-tail risk, which is the risk of legitimate claims being submitted years after the insurance coverage has ended. An example could include exposure to cancer-causing substances during the period of coverage but with
查看更多

Lorien

提问

159

上次登录

1546天前

全部回复(1)

liuxuyao    2021-07-22 10:14

致精进的你:

同学,责任保险存在长尾风险,即在保险范围结束后数年内提交合法索赔的风险,当前,在责任保险领域中往往出现发生在保险期限届满数年后的损失事故,因风险因素潜伏期较长,从而给保险人的经营造成较大的不确定性,带来“长尾“的风险,一个例子可能包括在保险期内接触致癌物质,但直到数年后才出现症状。

The real talent is resolute aspirations.
真正的才智是刚毅的志向。

相关课程推荐