融跃教育

回答2021-07-22 09:40

麻烦同学把视频的具体位置说下，这边核对下。

回答2021-07-28 09:36

Risk appetite refers to the level (and types) of risk that a firm is willing to retain. There are two very important subcomponents: risk willingness and risk ability. Risk willingness relates to a firm’s desire to accept risk in pursuit of its business goals, while risk ability can put a cap on risk willingness for various reasons. The most common reasons for reduced risk ability are internal risk controls (to keep risk in a desired range) and regulatory constraints. 风险偏好是指公司愿意保留的风险水平（和类型）。有两个非常重要的子组成部分：风险意愿和风险能力。风险意愿与企业为实现其经营目标而接受风险的意愿有关，而风险能力则因各种原因而对风险意愿设定上限。降低风险能力的最常见原因是内部风险控制（将风险保持在预期范围内）和监管限制。 A firm’s risk appetite is its willingness to retain risk. It is usually influenced by everyone from line managers right on up to senior managers. The company will map known risks and determine their potential magnitude, timing, and location. Once the risks have been mapped, senior managers and the board of directors can establish enterprise-level risk tolerance levels, which will need to be monitored and periodically reassessed. 一个公司的风险偏好是其保留风险的意愿。它通常受到从直线经理到高级经理的每个人的影响。该公司将绘制已知风险图，并确定其潜在规模、时间和位置。一旦确定了风险，高级管理人员和董事会就可以确定企业一级的风险容忍水平，这需要加以监测和定期重新评估。 这是notes上的原话，同学参考理解。