来自：FRM > 二级 > 电脑版 > Unit9 2020-10-26 17:29
老师，能解释一下B选项里面2/28和3/27的意思嘛
查看更多起名字好烦。。。
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472天前
查看更多起名字好烦。。。
提问
59
上次登录
472天前
liuxuyao 2020-11-14 13:58
致精进的你:
同学，Most subprime mortgages are adjustable-rate mortgages (ARMs) with a variation of a hybrid structure known as a “2/28” or “3/27”. Both 2/28 ARM and 3/27 ARM mortgages typically have 30-year amortizations. The main difference between these two types of ARMs is the length time for which their initial interest rates are fixed and variable. In a 2/28 ARM, the “2” represents the number of initial years over which the mortgage rate remains fixed, while the “28” represents the number of years the interest rate paid on the mortgage will be floating. Similarly, the interest rate on a 3/27 ARM is fixed for three years after which time it floats for the remaining 27-year amortization.
The real talent is resolute aspirations.
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